If you’ve ever encountered a financial emergency, you’ve probably asked yourself, “What’s the easiest way for me to get financial relief?” Sure, there are many loan option types out there, many that will probably be okay for your situation, and there are certainly some options that are easier to obtain than others, but a payday loan is such an option that can be easily obtained at the drop of a hat.

Everyone experiences some sort of financial emergency at some time or another. Whether it’s a sudden medical bill, the loss of a job, or a critically important repair that must be made to keep your house or car running, these unexpected costs can send already tight budgets reeling. Fortunately, with options like payday loans, you can secure last-minute emergency money so you can handle your situation, no matter how little time you had to locate extra funds. When you’re in a pinch, you can turn to payday loans in Ft. Lauderdale – and everywhere else in Florida. Here’s how they work and what you can do to obtain one.

Read: how to get out of debt and get ahead financially.

What is a Payday Loan?

A payday loan is a short-term unsecured loan option type that specializes in providing you with fast cash. Payday loans, aptly named, are meant to bridge the gap between paychecks, making them an option for you if you’re worried about being able to pay for your bills because you’ve had to handle an unprecedented emergency. Boasting a quick application process that can be started online, payday loans are meant to be used to bridge the gap between paychecks. This is particularly helpful if you have accidentally spent over your monthly budget or if you have an emergency cost that you’re unprepared to handle with savings.

Payday loans won’t use your credit score to determine your eligibility. You read that right. Whereas traditional loan types use your credit score to determine whether or not you should be approved for a loan, we focus on what really matters: your current employment. So, in order to obtain a payday loan, you’ll need a job. Without this, you might not qualify, but all credit is accepted here. Good, average, bad, and nonexistent.

The amount that you’ll receive on your fast payday loan varies depending on your current employment, but you can be approved for up to $1,000. Here’s how easy it is to apply for a payday loan.

You Start with An Online Form

The online form, which can be found on our Homepage, requires you to fill out your name, contact information, and your address, which will be used to match you to your nearest store location. Hitting submit creates a notification for our representatives who will contact you to set up a meeting. Our representatives understand that timeliness is important when it comes to finding financial relief and they’ll be sure to contact you as soon as possible after hitting submit.

You Receive a Call from a Representative

During this phone call with your representative, you’ll have a chance to ask any questions that you might have right off the bat. You’ll also have a chance to schedule a face-to-face meeting at the time and on the day of your choosing, during which you’ll travel to the store location to discuss your loan and complete your application. The loan representative will ask you to provide a few pieces of information for the meeting which include:

• Your driver’s license and state-issued I.D.
• A blank check from an active bank account in your name
• Your most recent paystub as proof of income

During the meeting, you’ll find out how much money you’ll receive on your loan. You’ll also have a chance to ask any questions or voice any concerns that you might have. Remember – your loan representative is your friendly neighborhood payday loan expert. If you have questions – ask ‘em!

You Receive Your Payday Loan

Once you’ve been approved, the funds will be deposited into your bank account. Once you receive the cash, you are free to spend it however you wish. We don’t require a statement of intent and we don’t monitor your use with the money. Use it to pay your bill, balance your budget, or bridge the gap between paychecks. However you choose to spend it, your payday loan is yours the moment it hits your account.

Secure Your Payday Loan in Ft. Lauderdale Today!

At Fast Payday Loans, Inc. we make it easy for you to receive emergency money when you need it most. Don’t worry about searching for payday loans near me. We match you to your nearest location during the application, but if you’re curious about the different locations we serve, check out our Locations Page where you’ll see the many different towns where you can find relief through a payday loan. What are you waiting for? Start your application and receive your money today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.